Title: Dutch Apple Crumble
Preheat oven to 425F.
Mix cream cheese and confectioner's sugar until creamy.
Add brown sugar, cinnamon, nutmeg, flour and caramel bits to cream cheese mixture. This should use all ingredients above apples in the list.
Peel, core, and slice apples. Add to the mixture and stir to coat.
Place apples in 9x13" baking pan and place in oven for 10 minutes while you make the crumble.
Combine remaining ingredients in a bowl and use a pastry knife to cut in butter. After the 10 minutes has expired, remove the baking pan from the oven and add crumble to the top.
Cover baking pan loosely with foil. Reduce heat to 375 and return pan to oven.